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chore: pull template updates and bump dependencies (#234)

## Summary

- Merges latest `template/main`: switches formatter from **prettier →
oxfmt**, updates CI workflows, VS Code settings, and lint-staged config
- Bumps devDependencies: `@peerigon/configs` 18→21, `@eslint/mcp`,
`@types/node`, `lint-staged`, `secretlint`, `vitest`, `nock`,
`semantic-release`, `pin-github-action`; ESLint and TypeScript (6.x)
held at current majors
- Adds explicit return type annotations to 13 functions required by the
stricter rules in `@peerigon/configs@21`

🤖 Generated with [Claude Code](https://claude.com/claude-code)

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Co-authored-by: dependabot[bot] <49699333+dependabot[bot]@users.noreply.github.com>
Co-authored-by: Claude Sonnet 5 <noreply@anthropic.com>

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